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OSHA Ahead Part 6

OSHA Ahead Part 6

When it comes time for renewal of your insurance policy, you can use the fact that you are pro active in creating a workplace that goes beyond what the federal government mandates with regard to occupational safety to create a better, more cost effective risk management program. One thing an insurer looks at when underwriting a risk is the history of losses. Because being pro…

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OSHA Ahead Part 5

OSHA Ahead Part 5

This article is part five of a six part series discussing how OSHA is Ahead for the automotive industry in Colorado and how businesses in the automotive industry can make sure that they are compliant when OSHA comes to perform an inspection. We have previously discussed: OSHA’s focus on making sure the Automotive Industry in Colorado is compliant Identifying items that are subject to citation…

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OSHA Ahead Part 4

OSHA Ahead Part 4

One of the things that any entity can do in order to reduce the risk of being cited by OSHA is to develop and implement a written safety plan. In this article we will discuss developing the plan in house, and discuss the resources an entity can use to analyze, write and implement the plan. This is the fourth of six installments of a series…

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OSHA is ahead for 2017

OSHA is ahead for 2017

On October 1, 2016; the OSHA Region VIII Office renewed the Local Emphasis Program Targeting the Automotive Industry for 201 7 . WHAT ARE THE KEY FACTS OF THE 2017 OSHA AUTOMOTIVE LOCAL EMPHASIS PROGRAM? Since the inception of the Local Emphasis Program on April 16, 2013, the Englewood Area Office has conducted 257 inspections. 77% of the time ( in 197 inspections ,) the…

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2017 Tow Truck Insurance Market

2017 Tow Truck Insurance Market

Why There are Fewer Choices There are three reasons why there are fewer choices available to insure risks in the towing and recovery industry. Insurance carriers were interested in handling these risks because they saw high premiums. However they did not understand the true costs of insuring these risks and the high claims payouts associated with them. Tow truck operators have a hard time hiring,…

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DOT Inspections

DOT Inspections

How DOT Inspections Work The Department of Transportation (DOT) helps make sure that motor carriers engaged in interstate commerce perform their operations in a safe manner compliant with DOT regulations. As part of their work, they have established protocol for safety inspections. The DOT has an electronic online system known as the Safety and Fitness Electronic Records (SAFER) System. It’s main purpose is to provide…

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Medical Examinations And FMCSA

Medical Examinations And FMCSA

Colorado Requires A Medical Card for Commercial Drivers: The FEDERAL MOTOR CARRIER SAFETY ACT (FMSCA) requires drivers of commercial motor vehicles engaged in interstate commerce to have a medical examination performed by a medical provider authorized by the FMCSA. The purpose of the medical examination is to screen for conditions which affect the ability of an operator of a Commercial Motor Vehicle to safely operate…

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CyberRisk part-2 of part-2

CyberRisk part-2 of part-2

Last month we discussed how cyber liability exposures are typically not included in commercial insurance programs . . . see our blog post on our website. SO — What are Steps You can take to control Cyber Risks: 1. Invest in virus protection, malware and internet security software.The worst mistake a business can make regarding its cyber protection is not having any at all. A…

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OSHA to Continue in 2016

OSHA to Continue in 2016

October 1st, 2016, Denver Colorado OSHA to continue Automotive Industry Focus in 2016 On October 1st, 2015 the OSHA Regional Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2016. WHAT ARE THE KEY FACTS OF THE 2016 OSHA AUTOMOTIVE EMPHASIS PROGRAM Initially a 2013 to 2014 Program — renewed for 2015 — renewed again for 2016 The 2013 to 2014 program inspected…

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Cyber crime concept in word tag cloud isolated on white background

CyberRisk part-1 of part-2

CyberRisk Insurance – you probably have no Coverage . . . . . . Commercial General Liability Policies, Commercial Crime Policies, Commercial Property Policies, Business Owner Protection Policies, Garage Liability Policies, Professional Liability Policies do not offer coverage or specifically exclude coverage. Cyber attacks have become so commonplace in the daily news cycle and small businesses are vulnerable and often don’t have the resources to…

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OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART THREE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART THREE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART THREE: Simple steps you can take to prioritize and address and eliminate common non-compliant areas SIMPLE STEPS TO ADDRESS AREAS IN YOUR BUSINESS SUBJECT TO CITATIONS Use the results from an inspection conducted by our current workers compensation provider Use materials available from your parts supplies websites on safety and compliance or from…

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OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART TWO OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART TWO OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART TWO: How you can quickly identify areas in your business subject to immediate citations. IDENTIFYING AREAS IN YOUR BUSINESS SUBJECT TO CITATIONS Use your current workers compensation provider to conduct an inspection Request your current workers compensation provider to provide you a self-inspection checklist Use an OSHA outreach program, available through Colorado State…

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OSHA–Colorado’s “Emphasis Program” generating fines and penalties in the automotive industry- PART ONE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties in the automotive industry- PART ONE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART ONE: The Scope of the Occupational Health and Safety Administrations’ (OSHA) emphasis Program and historical top citation areas WHAT ARE THE KEY FACTS OF THE OSHA AUTOMOTIVE EMPHASIS PROGRAM It was a 2013 to 2014 Program which was renewed for 2014 to 2015 in October 2014 The 2013 to 2014 inspected 137 facilities generating 105…

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Work Comp Medical Providers  Colorado House Bill 1383  What must be done to comply . . .

Work Comp Medical Providers Colorado House Bill 1383 What must be done to comply . . .

Work Comp Medical Providers Colorado House Bill 1383 What must be done to comply . . . What is it? During the 2014 Colorado Legislative Session, state lawmakers passed House Bill 1383, which requires employers to increase the number of medical providers they designate to treat their injured workers from two to four. The new law goes into effect April 1, 2015.VIEW BILL What you…

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