×
OSHA to Continue in 2018

Take the Mini-Compliance Test to see how you score

Download Here
SEARCH
×

AutoRisk Publications

AutoRisk Publications come in three types: Newsletters, Videos, and White Papers to help you manage the "Risks" associated with owning and operating your automotive business.AutoRisk Publications come in three types: Newsletters, Videos, and White Papers to help you manage the "Risks" associated with owning and operating your automotive business.

A road sign that shows a car tow truck, which raises a passenger car on board

State of the Tow Industry

        I last wrote an article on The State of Tow Insurance for 2017, and things have only gotten worse.  As expected, Insurance Carriers continue a downward trend to what is considered a “hard market.”  A hard market is what happens when there are only a few insurance carriers willing to offer insurance coverage (like tow). Over the last two years we…

Read More


OSHA Active in 2018

OSHA Active in 2018

2016 was an anomaly, with decreased inspections locally of automotive facilities.  Inspections increased around 50% in 2017, and we cannot assume those trends will decrease.  Additionally, on October 1, 2017; the OSHA Region VIII Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2018.       WHAT ARE THE KEY FACTS OF THE 2018 OSHA AUTOMOTIVE LOCAL EMPHASIS PROGRAM? Since the inception of the…

Read More


OSHA Wrap Up

OSHA Wrap Up

Because OSHA is ahead in Colorado, we published a six part series on how to address the fact that OSHA has a focus on workplace violations in the automotive sector in Colorado. We also discussed how being prepared for an OSHA inspection provides additional benefits to your risk management program. Here are the takeaways from the series. OHSA is focused on finding workplace violations in…

Read More


OSHA Ahead Part 6

OSHA Ahead Part 6

When it comes time for renewal of your insurance policy, you can use the fact that you are pro active in creating a workplace that goes beyond what the federal government mandates with regard to occupational safety to create a better, more cost effective risk management program. One thing an insurer looks at when underwriting a risk is the history of losses. Because being pro…

Read More


OSHA Ahead Part 5

OSHA Ahead Part 5

This article is part five of a six part series discussing how OSHA is Ahead for the automotive industry in Colorado and how businesses in the automotive industry can make sure that they are compliant when OSHA comes to perform an inspection. We have previously discussed: OSHA’s focus on making sure the Automotive Industry in Colorado is compliant Identifying items that are subject to citation…

Read More


OSHA Ahead Part 4

OSHA Ahead Part 4

One of the things that any entity can do in order to reduce the risk of being cited by OSHA is to develop and implement a written safety plan. In this article we will discuss developing the plan in house, and discuss the resources an entity can use to analyze, write and implement the plan. This is the fourth of six installments of a series…

Read More


OSHA  is ahead for 2017

OSHA is ahead for 2017

On October 1, 2016; the OSHA Region VIII Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2017. WHAT ARE THE KEY FACTS OF THE 2017 OSHA AUTOMOTIVE LOCAL EMPHASIS PROGRAM? Since the inception of the Local Emphasis Program on April 16, 2013, the Englewood Area Office has conducted 257 inspections. 77% of the time (in 197 inspections,) the inspection resulted in a citation. OSHA is taking…

Read More


Who Needs a DOT Number

Who Needs a DOT Number

When you think of a vehicle that needs a DOT number, you probably think of a bus used to transport passengers or an 18 wheel semi truck. The definition of a vehicle subject to DOT regulations is broader, as it includes, Vehicles weighing 4,536 kg (10,001 lbs) or more, Vehicles with a gross vehicle weight rating or gross combination weight rating of 4,536 kg (10,001 pounds) or more, Vehicles…

Read More


The Dude Knows

The Dude Knows

  Warning: TOW RATES are taking on major rate hikes…In some cases by over 200% It is a virtual Tsunami! Help is on the way, just call “The Tow Dude” The Dude Has Got It: 10 different admitted A rated Insurance carriers 27 years dedicated solely to transportation Industry “Best in Class” gets at least 10% reduction in premium through discounts Contact “The Dude” by…

Read More


Essential Items to Keep in Your Car

Essential Items to Keep in Your Car

Cars can often feel like second homes for many busy Americans. But just because you feel safe traveling in your personal bubble, it doesn’t mean you always have everything you need. Travel can be unpredictable, and you never know how far you’ll be from a repair shop or gas station should trouble occur. Be ready for anything by keeping a few key items on hand, just in…

Read More


Hurricanes and Your Tow Insurance Rates

Hurricanes and Your Tow Insurance Rates

  How might recent weather events like hurricanes Irma and Harvey impact your tow insurance rates? Huh?  What does a hurricanes that causes 100’s of billion dollars in damage in another state(s) have anything to do with my tow insurance rates? To answer that, let’s first look at how insurance rates at set: The biggest factor that impact your individual rates is your individual performance…. meaning claim activity and total…

Read More


Medical Examinations And FMCSA

Medical Examinations And FMCSA

Colorado Requires A Medical Card for Commercial Drivers: The FEDERAL MOTOR CARRIER SAFETY ACT (FMSCA) requires drivers of commercial motor vehicles engaged in interstate commerce to have a medical examination performed by a medical provider authorized by the FMCSA. The purpose of the medical examination is to screen for conditions which affect the ability of an operator of a Commercial Motor Vehicle to safely operate…

Read More


CyberRisk part-2 of part-2

CyberRisk part-2 of part-2

Last month we discussed how cyber liability exposures are typically not included in commercial insurance programs . . . see our blog post on our website. SO — What are Steps You can take to control Cyber Risks: 1. Invest in virus protection, malware and internet security software.The worst mistake a business can make regarding its cyber protection is not having any at all. A…

Read More


OSHA to Continue in 2016

OSHA to Continue in 2016

October 1st, 2016, Denver Colorado OSHA to continue Automotive Industry Focus in 2016 On October 1st, 2015 the OSHA Regional Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2016. WHAT ARE THE KEY FACTS OF THE 2016 OSHA AUTOMOTIVE EMPHASIS PROGRAM Initially a 2013 to 2014 Program — renewed for 2015 — renewed again for 2016 The 2013 to 2014 program inspected…

Read More


Cyber crime concept in word tag cloud isolated on white background

CyberRisk part-1 of part-2

CyberRisk Insurance – you probably have no Coverage . . . . . . Commercial General Liability Policies, Commercial Crime Policies, Commercial Property Policies, Business Owner Protection Policies, Garage Liability Policies, Professional Liability Policies do not offer coverage or specifically exclude coverage. Cyber attacks have become so commonplace in the daily news cycle and small businesses are vulnerable and often don’t have the resources to…

Read More


Personal Protective Equipment White Paper

Personal Protective Equipment White Paper

OSHA Requires that employers control both physical and health hazards, so as to prevent employee injury and illness. The first line of defense is to use an engineering control to eliminate the hazard. When the employer has used engineering controls and the hazard still exists, then personal protective equipment (PPE) can be used. The use of PPE requires that the employer conduct a hazard assessment…

Read More


OSHA Record keeping White Paper

OSHA Record keeping White Paper

Under the OSHA Recordkeeping Regulation, “covered employers” are required to maintain records of serious occupational injuries and illnesses, as well as publicly post records by using the OSHA 300 and 300A Log. Additional accident information is on the OSHA 301 form. This information is to be used by employers to evaluate safety in the workplace. In addition, if an OSHA inspector shows up at your…

Read More


Machine Guarding Whitepaper

Machine Guarding Whitepaper

Proper machine guarding is essential for protecting workers from needless and preventable injures. Any machine can be the source of injury if is not adequately and correctly guarded. Dangerous moving parts can be classified in three basic areas: Point of Operation – the point were work is performed on the material such as cutting, shaping, boring, or forming. The point of operation varies depending on…

Read More


Lockout Tagout White Paper

Lockout Tagout White Paper

The OSHA standard for The Control of Hazardous Energy, known as “Lockout and Tagout” (LOTO) requires employers to control hazardous energy during service and maintenance activities in automotive repair shops. The purpose of a LOTO program is to protect employees from workplace hazards where hazardous energy has the potential to injure the employee. Hazardous energy refers to: mechanical motion; potential energy due to pressure, gravity,…

Read More


Hazard Communication White Paper

Hazard Communication White Paper

The Hazard Communication Standard was implemented by OSHA as the result of serious injury and death to employees that were working with chemicals and substances. The tragedy of these injuries and deaths was that information about health hazards was not fully communicated to employees. As a result, the hazard communication rule requires that employers have a written hazard communication program that must include specific program…

Read More


Forklift Safety White Paper

Forklift Safety White Paper

Forklifts or, as OSHA classifies them, Powered Industrial Trucks, are used in nearly every industry. They are a useful tool, but unfortunately many people are injured driving and using forklifts. OSHA has recognized this and has promulgated very complete driver training requirements. Training should be customized to address the unique aspects of your work environment as well as the specific job fuctions that drivers would…

Read More


Automotive Lift Safety White Paper

Automotive Lift Safety White Paper

Automotive lifts are reliable but safe ongoing operations requires regular inspections to ensure the lifts receive maintenance and repairs. In addition, each employee that uses a lift must receive training including: safe usage, meaning of the warning decals, importance of lifting points, manufacturers instruction and conduct a pre-use inspection. Periodic retraining is expected as well. All training and inspections must be documented. Conduct inspections before…

Read More


Designated Medical Provider White Paper

Designated Medical Provider White Paper

In order to effectively manage workers’ compensation claims, you as the employer must have a clear picture of what steps to take when an employee tells you that he/she has suffered an injury. You have an obligation to gather the information related to the injury, do an investigation, and file the first report of injury with your workers’ compensation insurance carrier. If the injury requires…

Read More


Electrical Safety White Paper

Electrical Safety White Paper

Electricity has long been recognized as a serious workplace hazard. OSHA’s electrical standards are designed to protect employees exposed to dangers such as electric shock, electrocution, fires, and explosions. Electrical hazards are addressed in specific OSHA standards. While many shops will work on vehicle electrical systems, the electrical systems for the building are often overlooked. It is important that the shop owners provide electrical safety…

Read More


OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART THREE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART THREE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART THREE: Simple steps you can take to prioritize and address and eliminate common non-compliant areas SIMPLE STEPS TO ADDRESS AREAS IN YOUR BUSINESS SUBJECT TO CITATIONS Use the results from an inspection conducted by our current workers compensation provider Use materials available from your parts supplies websites on safety and compliance or from…

Read More


OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART TWO OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry-PART TWO OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART TWO: How you can quickly identify areas in your business subject to immediate citations. IDENTIFYING AREAS IN YOUR BUSINESS SUBJECT TO CITATIONS Use your current workers compensation provider to conduct an inspection Request your current workers compensation provider to provide you a self-inspection checklist Use an OSHA outreach program, available through Colorado State…

Read More


OSHA–Colorado’s “Emphasis Program” generating fines and penalties in the automotive industry- PART ONE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties in the automotive industry- PART ONE OF SIX

OSHA–Colorado’s “Emphasis Program” generating fines and penalties within the automotive industry PART ONE: The Scope of the Occupational Health and Safety Administrations’ (OSHA) emphasis Program and historical top citation areas WHAT ARE THE KEY FACTS OF THE OSHA AUTOMOTIVE EMPHASIS PROGRAM It was a 2013 to 2014 Program which was renewed for 2014 to 2015 in October 2014 The 2013 to 2014 inspected 137 facilities generating 105…

Read More


Work Comp Medical Providers  Colorado House Bill 1383  What must be done to comply . . .

Work Comp Medical Providers Colorado House Bill 1383 What must be done to comply . . .

Work Comp Medical Providers Colorado House Bill 1383 What must be done to comply . . . What is it? During the 2014 Colorado Legislative Session, state lawmakers passed House Bill 1383, which requires employers to increase the number of medical providers they designate to treat their injured workers from two to four. The new law goes into effect April 1, 2015.VIEW BILL What you…

Read More



Pro Auto Care — AutoRisk as a Trusted Advisor

Pro Auto Care — AutoRisk as a Trusted Advisor Print Friendly



Eagle Automotive — AutoRisk & Saving Money

Automotive Shop Owner Discusses How the Colorado Cost Containment Program is Print Friendly



Valuing Your Building Properly

Why valuing your building properly is worth the time. Print Friendly



Saving Money with The Colorado Cost Containment Program

The State of Colorado’s Cost Containment Program provides a premium discount of 5% to business whom successfully obtain a State Certification. AutoRisk can guide you through the process of obtaining your certification. Print Friendly



Valuing and Inventorying Your Business Property

You have spent your business life accumulating your business property, so taking time to inventory it with videos, pictures and lists is time well spent and can save your thousands! Print Friendly






You have subscribed to newsletters published by AutoRisk. You can cancel your subscription at any time by clicking the "unsubscribe" link at the bottom of the newsletter. You will be getting a confirmation email shortly and need to reply to confirm your identity and subscription. If you don’t see the email in your inbox then look in your spam folder. Please click CONFRIM to accept your subscription